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by Rachel Incoll
The question of whether allowances are right or wrong, is one that has been argued for many generations. Now it's your turn, as a parent, to decide whether or not an allowance is the best way to educate your child about financial responsibility. There are many reasons given on why a regular payment of money to a child should or shouldn't be done – ultimately I believe there is no right answer, it is up to each individual family to decide what is the best option for them. Through many years of working with parents and educators, these are the top seven reasons I keep hearing on the question of why should kids get allowances.
1. They learn to be wise with how they spend their money. It may help to teach them how to prioritise their spending, & learn from an early age what things are a waste of money.
2. They learn how to save money. Having a regular amount of money, may make it easier for them to establish good saving habits, as a certain percentage of the money from each payment can be placed into a savings account/piggy bank. Without an allowance, any money they receive, may simply be spent, with nothing going to savings.
3. They learn how to donate their money. A certain percentage of their money can also be allocated to donations to the needy, hopefully encouraging your child to be more thoughtful of others, & not greedy with their money.
4. They will learn how to budget their money so it lasts between payments. Eventually, most children will learn to be careful how they spend what limited money they have, so they don't run out of money. This will only happen, if the parent doesn't give in to the initial whining for more money when the mistake is first made!
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by A Dude's Guide on Jul 2nd
Some things, it seems, never will change. Take my middle little dude, just as a for instance. Zippy the monkey boy got his name because, as a little little dude, he would climb anything he saw. I mean anything. Couches, legs, counters, trees, fences, cars. Seriously. Anything.
I’d thought that as he grew older (he’s now approaching his 15th birthday) he just might have grown out of it. Turns out I was wrong. Very, very wrong.
When we were at the beach for our family vacation last month, Zippy and I parted ways after the deep-sea fishing trip. He stayed behind to eat lunch with some of the cousins his own age, while I headed into town for a little shopping. What can I say? That’s how I roll.
Anyway, he headed home with the cousins to an empty condo. There was no one home. To top it off, the front and back doors were locked and, he said, he couldn’t find any way in.
So, what did he do? Did he decide to stay with the cousins? Did he ask an adult for help? No. Of course not.
He reverted to type.
Zippy the monkey boy decided to climb up the outside of the condo to the second-story balcony, clamber over the iron railing and then open the sliding-glass door to get inside. Luckily, the sliding-glass door was unlocked and he got in without incident.
Here’s an artist’s conception of Zippy the monkey boy getting into the empty condo.
Considering the artist has never met Zippy, well, let’s just say it’s a pretty good likeness.
– Richard
Tags: 15th Birthday, A Dude's Guide to Life, Adult, Back Doors, Balcony, birthday, cars, Chimp, Chimpanzee, Clamber, Conception, Couches, Cousins, Deep Sea Fishing, dude, family, Family Vacation, Fences, Fishing Trip, height, Iron Railing, Legs, Likeness, little dude, lunch, Monkey Boy, old, richard, shopping, Sliding Glass Door, story, Story Balcony, tan, Trees, vacation
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A Dude's Guide is a supposed to be a funny and insightful look into what it takes for a Dude to be a better person. We are not saying that we are exceptional, insightful or funny people; but we try. We will use our experiences and adventures and misadventures to try to help other Dude's learn and contribute to this blog. Subscribe to A Dude's Guide blog for fatherhood advice and topics from Daddy Dudes!
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